Since I have my financial house in order, my life has become so much more! It may sound weird, but before, when I was unsure how much cc debit we had, just pay as much as we could on all CCs- my life (I suppose) was unorganized... I don�t know if I was scared, or maybe depressed or nervous on having debt. Not sure, but somehow that affected my motivation � don�t quite understand it� Now with a plan I am focusing on a debt then tackling the next- and I can see the debit getting smaller and my savings growing! Freedom is almost here.

I have also put all my paperwork in order (had to get organized to understand my debt), which lead to all sorts of organizing�I have grocery lists with coupons attached, so my pantry and fridge is always full (Unheard of before!). I�ve put together routines for my mornings and evenings. It�s amazing how much free time I have and how much energy/motivation I have! I am able to spend at least 2.5 hours after work with my little guy without thinking about anything but our playtime. After he goes to bed I make dinner for DH & I and straighten up the house. I have now implemented an exercise/walking routine- my motivation to get fit again came from retire@50- Thanks! I have time for my hobbies; scrap booking, baking, floral arrangements (Made a couple of wreaths for the front door this past weekend) and I updated my sons website (free at Babiesonline.com). I have decided to volunteer my time again and rejoined the American Cancer Society Task force for Daffodil Days. Some folks at work have even noticed how �together� I am now (I wonder just how bad I got?). I had thought my inability to get things done and no motivation was due to being so tired from being a new mom, but it seems that our financial situation played a big role, as well! Or maybe I just lost it? Who knows! But life is good! ;-)