The last two nights I worked on updating quicken and the debt repayments plan. I went to Discover Card to check my balance and see if there was anything I had forgotten to input into quicken when I pushed on “last 12months of statement” OMG – what an eye opener – it showed me the total spent on the card over the last 12 months. I can’t believe it!!! After I picked myself off the floor… I have realized that things need to change and fast!
My game plan: Keep lists of items running low and needed gifts, so I don’t run out while I am waiting for errand day. Errand day is been tagged for Saturday only- No other purchases other than purchasing discounted gift cards or using my weekly allowance of $60 cash– this needs to cover wkly bowling fee, gas and any “milk/bread” instances. Continue with menu planning and grocery lists. Leave DH at home when shopping- this alone will save a ton $$! Pay only using debit card. I know these seem like no brainers – apparently I’m a little slow…I thought I was doing OK- but that number from Discover showed me that I am waaayyyy off!
New Game Plan!
August 30th, 2005 at 05:36 pm