The last two nights I worked on updating quicken and the debt repayments plan. I went to Discover Card to check my balance and see if there was anything I had forgotten to input into quicken when I pushed on �last 12months of statement� OMG � what an eye opener � it showed me the total spent on the card over the last 12 months. I can�t believe it!!! After I picked myself off the floor� I have realized that things need to change and fast!

My game plan: Keep lists of items running low and needed gifts, so I don�t run out while I am waiting for errand day. Errand day is been tagged for Saturday only- No other purchases other than purchasing discounted gift cards or using my weekly allowance of $60 cash� this needs to cover wkly bowling fee, gas and any �milk/bread� instances. Continue with menu planning and grocery lists. Leave DH at home when shopping- this alone will save a ton $$! Pay only using debit card. I know these seem like no brainers � apparently I�m a little slow�I thought I was doing OK- but that number from Discover showed me that I am waaayyyy off!